Graded Fine 12 by PMG! It is issued from The Columbia National Bank of Dayton. You will not find a large size note from this town for sale anywhere else! This bill is graded Fine 12 NET by PMG. It is noted that the note has stains and rust marks.All of the value is in the rarity of this charter! This bill is a must have for any collector of National Currency! All my items are exactly as described. Thanks for looking and good luck!